Business Insurance

Small Business Insurance Protects Against Liability

Small business liability insurance is one of the most important components of your commercial policy. Different industries have different liability risks, and for this reason, small business insurance policies can be customized.

You need only purchase the type or types of liability coverage you require. Your small business liability insurance options can include:

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• General liability: This covers most liability claims that may be brought against you. It protects against payments for bodily injury, property damage, libel and slander. It will also cover court costs and legal fees associated with covered events

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• Professional liability: This coverage is also known as errors and omissions insurance. It protects your business from liability claims due to malpractice, negligence and errors. Some states may require certain businesses, such as those in the medical field, to have this coverage.

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• Product liability: This is important for companies that manufacture, distribute or sell products. If a product defect results in illness or injury, your company may be sued. This will provide coverage for this type of lawsuit.

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Your small business liability insurance rates will depend on how much coverage you purchase and the likelihood that your business will face liability charges

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Commercial Packages

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